Get Through These Auto Accident Situations

One of the questions many people have after a car accident is what to do next. There are so many strange issues that may arise that prompt you to wonder exactly what is happening and what you can do to make the process move along more smoothly. When these other circumstances arise, you might not be sure how to proceed. Here's what you need to know in these situations.

What If Your Insurance Company Tells You Where to Repair Your Car?

You may come into a situation where your insurance company has some information about where you should take your car for repairs. Do you have to take your vehicle to this shop? You don't. You get to decide where your vehicle is repaired. Keep in mind that the insurance company gets to decide how much it pays for repairs regardless of where you take your vehicle. So, if the shop you choose has a higher estimate than another, you may be paying out of pocket.

What If Your Car Needs to Be Stored?

The insurance company of the individual who caused the accident is usually required to pay for the storage of your vehicle. This company is also responsible for having your vehicle towed. Of course, an issue arises if there is a dispute about who caused the accident.

What If My Car Is Totaled?

If an accident totals your car, you may have some additional questions. Again, the insurance company of the party responsible for the accident makes the call if your vehicle is worth the repair. If it is not, the car is totaled. In this case, the company will typically pay you the market value for your car. If you had a loan on your car, you must still pay off the loan.

What If the Insurance Company Calls Me?

If the insurance company of the other driver calls you, you should not speak with them. The insurance company can use any information you give them against you. They may use the information you give them to avoid paying for your damages, and it could be a costly mistake.

You need to consult with a professional car accident attorney who understands the types of questions insurance companies ask. They can also determine if you should pursue other outlets, like a lawsuit, in order to receive the compensation you deserve after a terrible auto accident. Call an attorney today to learn more about auto accident law.